Hugo Cheung

UX & UI Case Study

ATM Redesign

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UX/UI Design

Timeline

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8 Weeks

Category

Financial Technology

Year

2024

Project Overview

This case study explores the redesign of ATM interfaces to enhance usability and accessibility for diverse user groups, particularly elderly individuals. The project focuses on simplifying navigation, integrating multi-language support, and introducing cardless withdrawal methods through innovative features such as QR code transactions. By leveraging user-centered design principles, extensive user testing, and modern technological integrations, the project aims to redefine ATM interactions. The outcome is an intuitive interface that balances functionality with security, addressing key pain points in traditional ATM systems while ensuring a seamless user experience.

Challenge

Solution

Cardless QR system: Scan a QR code from the app, no physical card needed.

Simplified UI flow: Fewer steps, clear buttons, and progress indicators.

High-contrast design: Larger fonts, clear icons, and multilingual support.

Projects Timelines

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2-4 weeks

Research

2-4 weeks

Discovery

2-4 weeks

Solution

The survey on ATM among young people reveals that 59% don't independently take decisions on their finances.

However, 41% of women make their own decisions."

The problem

Card Dependency
0 %
Card Dependency
0 %
Card Dependency
0 %
Card Dependency
0 %
Card Dependency
0 %

Solution

Cardless QR system: Scan a QR code from the app, no physical card needed.

Simplified UI flow: Fewer steps, clear buttons, and progress indicators.

High-contrast design: Larger fonts, clear icons, and multilingual support.

POTENIAL USER INTERVIEW

Our survey reveals several key issues that users face with current ATMs, along with suggestions for improvements.

Too Many Options

She gets confused when the screen has too many choices, especially in a hurry.

“I’m worried I might press the wrong button.”

Small Buttons & Touch Issues

Touch screens can be unresponsive or hard to use due to shaky hands.

“The buttons are too small… tricky to get it right.”

Too Fast Transitions

The interface moves too quickly from one screen to another.

“I don’t have enough time to read everything carefully.”

Visual & Text Barriers

Concerned about people seeing her PIN or info.

“Give me more privacy while entering my information.”

Small Buttons & Touch Issues

“Give me more privacy while entering my information.”

POTENIAL USER INTERVIEW

Our survey reveals several key issues that users face with current ATMs, along with suggestions for improvements.

Too Many Options

She gets confused when the screen has too many choices, especially in a hurry.

“I’m worried I might press the wrong button.”

Small Buttons & Touch Issues

Touch screens can be unresponsive or hard to use due to shaky hands.

“The buttons are too small… tricky to get it right.”

Too Fast Transitions

The interface moves too quickly from one screen to another.

“I don’t have enough time to read everything carefully.”

Visual & Text Barriers

She finds it easier when font sizes are larger and text is clearer.

“Simplifying the options and making the text bigger would help.”

Too Fast Transitions

Concerned about people seeing her PIN or info.

“Give me more privacy while entering my information.”

Reluctant to Switch to Cardless ATM

She’s familiar with card use, but nervous about learning a new system.

“I’d need more time to learn how to use it.”

Received 70 responses in a week

Our survey reveals several key issues that users face with current ATMs, along with suggestions for improvements.

1. Frequency of ATM Use

This shows ATMs are still regularly used, but there’s room to improve the experience.

2. Top Difficulties Users Face

Most users struggle with navigation, readability, and feeling secure.

3. What Users Want Improved

Users want cleaner interfaces and easier physical access, not just new tech.

4. Language Barrier Concerns

Multilingual support and clear visual aids can reduce confusion.

5. Cardless Withdrawals

This shows potential for cardless design, but trust and usability are key.

6. Satisfaction & Priorities

, but 40.5% feel neutral
The most important ATM features are:

  • Security – 39.2%
  • Ease of use – 19%
  • Speed of transactions – 17.7%

Define

The Define phase is about turning insights from the Empathize stage into clear problem statements, helping us pinpoint what users are truly struggling with.

Based on Potential User Interview*

Maria Dela Cruz (65)
Retired, living in Toronto, Originally from the Philippines

As an independent senior, I want to use the ATM securely and without confusion.

ABOUT

65 years old, Originally from the Philippines, now living in Toronto for a long time. She has moderate experience using ATMs but struggles with new features like cardless withdrawal.

TECH KNOWLEDGE

ATM Use
Mobile Apps
Cardless/Advanced Tech

MOTIVATIONS​

  • Maintain independence by handling personal finances without assistance.
  • Feel secure while using ATMs, especially when entering her PIN.
  • Have a simplified ATM experience that reduces confusion and errors.

GOALS

  • Withdraw cash securely and easily
  • Perform basic ATM tasks independently
  • Avoid complex steps in transactions

PAIN POINTS

  • Withdraw cash securely and easily
  • Perform basic ATM tasks independently
  • Avoid complex steps in transactions

Based on Potential User Story*​

Maria Dela Cruz (65)
Retired, living in Toronto, Originally from the Philippines

As an independent senior, I want to use the ATM securely and without confusion.

ABOUT

65 years old, Originally from the Philippines, now living in Toronto for a long time. She has moderate experience using ATMs but struggles with new features like cardless withdrawal.

TECH KNOWLEDGE

ATM Use
Mobile Apps
Cardless/Advanced Tech

MOTIVATIONS​

  • Maintain independence by handling personal finances without assistance.
  • Feel secure while using ATMs, especially when entering her PIN.
  • Have a simplified ATM experience that reduces confusion and errors.

GOALS

  • Withdraw cash securely and easily
  • Perform basic ATM tasks independently
  • Avoid complex steps in transactions

PAIN POINTS

  • Withdraw cash securely and easily
  • Perform basic ATM tasks independently
  • Avoid complex steps in transactions

Discover

Evaluation

Prepartion

Transaition

Wrap-up

User decides to withdraw cash

Approaches ATM interface

User scans QR code on ATM or gets ready to tap with NFC

User enters PIN into mobile app (if QR used)

User feels satisfied or confused depending on clarity

Notices ATM nearby or remembers ATM location

Checks for QR code or NFC options on ATM screen

ATM displays PIN or NFC reader prompt

ATM confirms identity and starts cash withdrawal

If successful, leaves ATM with confidence

Opens mobile app in advance to speed up process

Confirms mobile is ready to scan or tap

User reads instruction from phone or ATM

User completes transaction and receives cash

If unclear, may feel unsure or need to try again

Feels unsure which ATM supports contactless features

May hesitate if ATM doesn't show clear options

May feel rushed if timer is counting down

Checks receipt or confirmation message

Considers whether to use this feature again

Design Concepts

Data Visualization

Create interesting visualizations out of data that will grab attention. Raise the bar on your audience-pleasing, data-driven conclusions. Learn to see the world through new eyes.

Statistical Analysis

Use Our Statistical Analysis service to understand patterns, trends, and probabilities in raw data and provide findings with practical application.

Modal Training Dataset

Our Modal Dataset training service helps you jumpstart creativity, boost precision, and accelerate algorithm performance. Get a training data advantage for yourself.

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Use Our Statistical Analysis service to understand patterns, trends, and probabilities in raw data and provide findings with practical application.

A/B Testing

A

User Feedback

Some users found it slightly inconvenient to switch between showing the QR code to the ATM and then entering the PIN on their phone, as it added steps to the process.

Users felt reassured by the extra PIN step, which added a sense of security.

The problem

A

USER FLOW

Based on Frequent User*

Based on Occasional User*

IA SITE MAP

A/B testing

To identify the most user-friendly and secure cardless ATM withdrawal experience, I conducted A/B testing comparing two designs.

Users prefer version B

0 out of 6

User Feedback

Some users found it slightly inconvenient to switch between showing the QR code to the ATM and then entering the PIN on their phone, as it added steps to the process.

Users felt reassured by the extra PIN step, which added a sense of security.

A

1/ QR Code

The user generates a QR code in the mobile app and displays it on their phone.

2/ The ATM scans this QR code to begin the transaction.

The user enters this PIN into their app to confirm and complete the transaction.

B

1/ The app offers both NFC tap and QR code scan options on the same screen.

2/ Users can choose their preferred method for completing the transaction.

NFC Function

Scan the QR Code Using Mobile

User Feedback

Users liked having multiple options available in one place.

NFC was seen as modern and quick, especially by users familiar with tap-to-pay features.

While some initially felt the interface was busy, most adapted easily and appreciated the flexibility.

Version B was preferred by users overall.

Users valued having both NFC and QR options in one place, giving them flexibility.

The process felt faster and more convenient, especially for those familiar with modern payment methods.

While the interface felt slightly busy at first, most users adapted quickly and appreciated the choice.

This solution allows different ATMs to adopt the system without needing a full redesign — ATMs without NFC can still use the QR code function, so no new hardware is required.

UI

Supporting Subheading

WIREFRAMES

Mid-fidelity
High Fidelity

Design Principles

Data Visualization

Create interesting visualizations out of data that will grab attention. Raise the bar on your audience-pleasing, data-driven conclusions. Learn to see the world through new eyes.

Statistical Analysis

Use Our Statistical Analysis service to understand patterns, trends, and probabilities in raw data and provide findings with practical application.

Modal Training Dataset

Our Modal Dataset training service helps you jumpstart creativity, boost precision, and accelerate algorithm performance. Get a training data advantage for yourself.

Learnigng and next step

Data Visualization

Create interesting visualizations out of data that will grab attention. Raise the bar on your audience-pleasing, data-driven conclusions. Learn to see the world through new eyes.

Statistical Analysis

Use Our Statistical Analysis service to understand patterns, trends, and probabilities in raw data and provide findings with practical application.

Modal Training Dataset

Our Modal Dataset training service helps you jumpstart creativity, boost precision, and accelerate algorithm performance. Get a training data advantage for yourself.

Open Sourced Models

Get your hands on an abundance of ready-made models to inject creativity and efficiency into your work. Join forces, make it your own, and explore uncharted territory.

Curated Dataset

Explore a wealth of well compiled information that will enhance your research and insights. Use it as a springboard for further study and creative thought.

Portfolio Building

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mobile

User Interface Design

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User Experience Challenges

Ease of Navigation
Ensuring the app is easy to navigate for users who prioritize efficiency and simplicity.

Informational Clarity
Providing clear and reliable information about the sustainability of products to combat greenwashing concerns.

Product Variety and Authenticity

Genuine Eco-Friendly Options
Offering a wide range of verified natural and organic skincare products to meet user expectations.

Diverse Product Range
Ensuring the product range meets the needs of users with varied preferences for eco-friendly products.​

Sustainability Communication

Highlighting Eco-Friendly Aspects
Making the sustainability features of NaturCycle products prominent and understandable.

Educating Users
Educating users about sustainable practices and the environmental impact of their choices.​

Customer Engagement & Support

Engaging Content
Creating engaging and interactive content to keep users informed and involved in sustainability initiatives.

Reliable Order Tracking
Implementing a robust order tracking system to ensure a satisfying and trustworthy shopping experience.

Community Involvement
Encouraging users to share their sustainability practices and fostering a sense of community.​

mobile

Solution

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User Experience Challenges

Ease of Navigation
Ensuring the app is easy to navigate for users who prioritize efficiency and simplicity.

Informational Clarity
Providing clear and reliable information about the sustainability of products to combat greenwashing concerns.

Product Variety and Authenticity

Genuine Eco-Friendly Options
Offering a wide range of verified natural and organic skincare products to meet user expectations.

Diverse Product Range
Ensuring the product range meets the needs of users with varied preferences for eco-friendly products.​

Sustainability Communication

Highlighting Eco-Friendly Aspects
Making the sustainability features of NaturCycle products prominent and understandable.

Educating Users
Educating users about sustainable practices and the environmental impact of their choices.​

Customer Engagement & Support

Engaging Content
Creating engaging and interactive content to keep users informed and involved in sustainability initiatives.

Reliable Order Tracking
Implementing a robust order tracking system to ensure a satisfying and trustworthy shopping experience.

Community Involvement
Encouraging users to share their sustainability practices and fostering a sense of community.​