Hugo Cheung

Awareness
Preparation
Arrival at ATM
Interaction with ATM
Getting Cash
Reflection
Needs to withdraw money for daily shopping.
Grabs debit card, puts on glasses, and reminds herself of the steps.
Goes to her regular ATM near the grocery store.
Sees many options on screen
Takes the cash, card, and receipt.
Relieved, but wishes the screen was easier to understand.
Wants to be independent, avoid asking family for help.
Mentally rehearses: Insert card → PIN → Withdraw.
Hopes no one is in line behind her to avoid pressure.
Struggles to find “Withdraw” button among too many functions like “Deposit,” “Transfer,” or “Balance.”
Double-checks the amount and confirms.
Thinks the process is too complicated for older users.
Heard from a friend that ATMs are safer now.
Tries not to forget her PIN.
Looks around to make sure it’s safe.
Screen text is small and buttons are close together—hard to read and press accurately.
Machine makes loud beeping sounds while processing.
Feels rushed, even though she wants to take her time.
Thinks using ATM saves time compared to lining up inside the bank.
Doesn’t want to carry too much cash.
Stands at the ATM but hesitates before starting.
Needs to pause and think through each step—worried about pressing the wrong button.
Gets money, but unsure if she took all her items.
Thinks: “It would be easier if the screen guided me one step at a time.”